Loan Insurance with Independent Broker

Reduce the cost of home loan insurance

Reduce the cost of home loan insurance

Since the creation in 1831 of Henerallye in Trieste, the insurance company has become one of the leading European insurance groups today, established worldwide with more than 100 companies in 70 countries for approximately 30 million customers, Henerallye France, is the 2nd insurance group in France and the third largest European insurer.

Credit insurance guarantee less expensive

Credit insurance guarantee less expensive

Knowing that the Cogilaw Company since September 2010 allows you to choose the contract and the insurer to ensure the protection of your credit to guarantee the coverage of the mortgage in the event of death, total loss of incapacity and autonomy, incapacity total of work, permanent and total disability, loss of employment: You will understand that it is essential to compare the different offers of insurance loan such as Henerallye insurance with the best credit insurance offered by the broker!

He is no longer obliged to contract the loan insurance offered by the bank providing credit. The beneficiary of the loan today has the freedom of choice.

In order to offer the best, the Henerallye offer has been designed to allow the beneficiary of the loan to make real savings on his insurance.

The Henerallye contract takes into account all the factors that make a loan insurance policy advantageous. Thus the Henerallye loan insurance is made to suit all types of home loans. Whether it is a fixed or variable rate loan, whether the maturities are flexible or not, whether there is a grace period or not, the coverage offered by Henerallye is perfectly adequate.

In order to adapt to all budgets, Henerallye loan insurance is flexible. This means that it is always absolutely guaranteed that the loan will be repaid in the event of death, but that it is also possible to take out optional guarantees. Thus it is possible to subscribe the total repayment of the loan in case of work stoppage, but also in case of incidents causing partial or total disability. These optional guarantees allow you to live your loan in the greatest serenity.

If too many loan insurances set a low maximum age, the insurance can be taken out until the advanced age of 84 years. And this because Henerallye believes that seniors also have the right to benefit from the best loan insurance.

Last but not least, Henerallye credit insurance is economical. Thus on a loan of 15 years it is possible to save up to 4 461 euros! It is also in this that the offer is absolutely advantageous. In addition, the defined rate is final throughout the contract, to avoid any unpleasant surprises.

Subscribe Henerallye loan insurance is the guarantee of a successful loan!

Subscribe Henerallye loan insurance is the guarantee of a successful loan!

Housing credit insurance simulation with the insurance company Henerallye and the specialist loan insurance broker, Personalized study of your borrower insurance file and support until the implementation of the Henerallye loan insurance delegation contract, usually within 24 hours without problem health from the borrower:

  • Guarantees recognized by banking institutions
  • File set up in 24 hours
  • Free simulation tools, compare offers
  • Henerallye Insurance Solution, for all borrowers

Delegation insurance Henerallye loan

Delegation insurance Henerallye loan

Information to the borrowers on their rights, possibility of choice of the guarantee, prohibition to the banks to impose a single bank loan insurance contract, the banker is in the obligation to:

  • Take as security for the loan an external loan insurance delegation if the contract is of equivalent level in terms of guarantees
  • Determine and explain the reasons for refusing to accept individual “external” loan insurance
  • Maintain the terms of the loan even if the borrower chooses an individual non-bank insurance for the protection of his credit

Lagarde law, is for the consumer, a significant advance following the Furcem law, the loan insurance market is changing and opens to competition between banks and insurance companies, which has for effect of lowering the cost and rate of collateral.

Henerallye Group digital insurance

Henerallye Group digital insurance

  • Creation date: 1831
  • Registered office: Trieste (Italy)
  • Activity: Insurance
  • CA (2008) $ 103 billion

The importance of making a comparative loan insurance quote is no longer to be proven as the differences between companies according to the profile of the borrower are important. In order to be sure to find the most suitable contract for the borrower, a contract that guarantees the protection of the credit throughout its duration, call the real estate loan insurance broker!

 

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